Blue Cross Blue Shield
I take some Blue Cross Blue Shield plans through Headway.
Blue Cross Blue Shield is not one plan. The full name on your card matters, and I only take the plans listed below through Headway.
Online therapy for adults physically located in New York State.
Billing
Check the full name on the card
The plans currently listed on my Headway profile are Anthem Blue Cross and Blue Shield, Highmark BlueCross BlueShield of Western New York, Highmark BlueShield of Northeastern New York, Horizon Blue Cross and Blue Shield of New Jersey, and Independence Blue Cross Pennsylvania - Virtual National Network.
Empire is not currently listed. Check the full plan name through Headway, then talk to me directly if the result is confusing or does not match what is on your card.
Before the first session
Before we schedule, we check three things.
The exact plan
The company name alone is not enough. We need the full plan information.
Who gets the claim
Headway handles it for this plan.
What you might owe
We check for a copay, coinsurance, or a deductible you still need to meet.
What I work with
The plan tells us how to bill. It doesn't tell us what you need help with.
I work with adults dealing with anxiety, ADHD, burnout, people-pleasing, perfectionism, childhood trauma, and life transitions. You can read the services overview, or start with the pages on anxiety and overthinking and adult ADHD.
Out-of-network benefits
Out of network doesn't always mean you have no coverage.
Your plan may pay you back for part of an out-of-network session. That is different from your out-of-pocket cost. The insurer decides what counts, whether you have to meet a deductible first, and how much it will pay back.
Call the number on your card and ask: Do I have out-of-network benefits for therapy? Is there a separate deductible? How much of it have I met? How do you calculate what you pay back? Is there a deadline, referral, or approval I need?
Depending on the plan, I can send the claim for you and/or give you a superbill to submit. Talk to me directly if you want help making sense of what the insurer told you and deciding how to handle it. The insurer still makes the final decision.
Questions
Does Angela DeGiaimo take Blue Cross Blue Shield?
I take the BCBS plans listed above through Headway. The full plan name has to match. Empire is not currently listed.
Are all BCBS plans included?
No. BCBS plans change by region and employer. Headway needs to check the exact plan before the first session.
What if my plan is out of network?
Your plan may still pay you back for part of the session. I can help you make sense of what the insurer tells you. Depending on the plan, I can send the claim for you and/or give you a superbill to submit. The insurer makes the final decision about what it will cover.
Still not sure what any of this means? Ask me.
We can talk through the plan, what still needs to be checked, and whether insurance or private pay makes more sense. Private pay is $160 for a 50-minute session.
See the full insurance overview.